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We see this trend here in Romania as well.

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We see bitcoin cash turkiye spectacular growth not only in the number of mobile transactions, but also in the number of clients who prefer to interact with the bank using a smartphone.

The shift to a primarily mobile-banking environment means that banks must continue to re-imagine how they serve customers.

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The digital customers demand applications and online platforms that are ready to use therefore the banking industry has evolved and now focuses not only on creating and selling products, but also on solving problems and improving the customer experience. This is why our strategic focus is and will continue to be on continuously upgrading our mobile banking application, Mobile ME, and our online banking platform, Script btc Online.

In developing our digital services, we benefit from the support and knowhow of our shareholders.

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The use of Big Data will help them do it. But, the depth of customer data banks have at their disposal must be used with great responsibility and in compliance with the General Data Protection Regulation — GDPR, which overhauls the way organizations handle personal data.

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I believe that digital transformation will be used more and more by banks in order to increase their efficiency for their branches, while their employees will continue to provide consultative banking services, but for more complex products, rather than transactions. Thus, the banking industry should not abandon the traditional channels of interaction with customers in favor of digital ones.

An optimal combination of these channels, both traditional and digital, I believe to be the key for the banking of the future.

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This ever-more-connected environment comes with its unique set of challenges related to cyber and data security. In a world were banking is done on the go, cybersecurity is paramount.

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